Bank of India Balanced Advantage Fund

Data as on 04^th feb 2025

Fund Type : An open ended dynamic asset allocation Fund investing in debt and equity instruments only

Entry Load : Nil

Date of Allotment : March 14, 2014

Features : Liquity SIP SWP STP
Benchmark :
Nifty 50 Hybrid Composite Debt 50: 50 Index Total Return Index (TRI)
Exit Load :
- If redeemed/switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1%
- If redeemed/switched-out after 3 months from the date of allotment: Nil
Product Presentation Product Leaflet

Investment Objective

The Bank of India Balanced Advantage Fund aims at providing long term capital appreciation / income from a dynamic mix of equity and debt investments. There is no assurance that the investment objectives of the Scheme will be realized and the Scheme does not assure or guarantee any returns.

Fund Manager

Alok Singh

CFA and PGDBA from ICFAI Business School.

See detail

Around 20 years of experience, including 16 years in mutual fund industry.

He is managing this fund since December 1, 2021

Fund Highlights

Open-ended dynamic asset allocation fund investing in both equity and debt.
Suitable for medium-term deployment of funds -Ideal for those who have an investment horizon of 2+ years.
The fund follows a dynamic asset allocation between equity and fixed income based on equity market valuations.
The fund can invest between 0-100% in equities and 0-100% in Fixed Income depending on market valuation expectation and trend. Upto 10% of the portfolio can be invested in units of InvITs / REITs
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Riskometer

Scheme Riskometer:

Investor understand that their principal will be at very high risk

The above Riskometer is based on the portfolio as on 30th September 2026.

This product is suitable for investors who are seeking*:

Long term capital appreciation
Dynamic asset allocation between equity and fixed income based on equity market valuations

Benchmark Riskometer : NIFTY 50 Hybrid Composite Debt 50:50 Index (TRI) :

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

Benchmark Riskometer Nifty 50 Hybrid Composite Debt 50:50 Index TRI as on October 31, 2021.

The above Benchmark Riskometer is based on the portfolio as on 30th September 2026.

Top 10 Portfolio Holdings

Portfolio Details	% to Net Assets
TREPS / Reverse Repo Investments	16.1%
Government of India	8.5%
Small Industries Dev Bank of India	5.5%
IRB InvIT Fund	3.6%
Reliance Industries Limited	3.2%
ICICI Bank Limited	3.1%
Power Finance Corporation Limited	2.9%
Indian Railway Finance Corporation Limited	2.3%
Punjab National Bank	2.2%
State Bank of India	2.2%

Credit Profile

50.1%

Equity

16.1%

TREPS

8.5%

SOV

AAA

6.2%

AA+

InvIT

4.9%

A1+

1.1%

Others*

Asset Allocation

50.1%

Equity Holdings

17.2%

Cash & Other Receivables

14.1%

CORPORATE DEBT

8.5%

GOVERNMENT BOND AND TREASURY BILL

5.1%

INVIT

4.9%

Money Market Instruments

Fund Performance

Scheme
Benchmark

Total Expense Ratio

Performance for Regular-Growth Plan

					Current Value of Standard Investment of Rs 10000 in the
Date	NAV Per Unit(Rs.)	Scheme Returns(%)^	Benchmark Returns #(%)	Additional Benchmark Returns # #(%)	Scheme (Rs)	Benchmark #(Rs)	Additional Benchmark # #(Rs)
1 Year	24.6637	2.76 %	-2.65 %	-7.09 %	10276	9735	9291
3 Years	20.4833	7.34 %	6.04 %	6.05 %	12374	11928	11931
5 Years	16.4753	8.99 %	5.96 %	6.37 %	15384	13358	13621
10 Years	13.4756	6.52 %	9.35 %	11.47 %	18809	24458	29635
Since inception	10.0000	7.69 %	10.01 %	11.79 %	25346	33139	40550

^ Past performance may or may not be sustained in the future
# NIFTY 50 Hybrid Composite Debt 50:50 Index TRI
# # Nifty 50 TRI

1. Mr. Alok Singh has been managing this scheme from December 1, 2021. In addition to this, he manages 7 other open-ended schemes and co-manages 2 scheme of Bank of India Mutual Fund.
2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure