Data as on 04th feb 2025

Bank Of India Money Market Fund

Investment Objective

The investment objective is to generate returns with reasonable liquidity to the unitholders by investing in money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.

Fund Manager

  • Mr. Mithraem Bharucha

    BMS and MBA

    Mr. Mithraem Bharucha
    See detail
 

Fund Highlights

  • Why should you invest in this fund?
    The fund will invest in Certificate of Deposits (CDs), Commercial Bills (CB), Treasury Bills and Government Securities having maturity upto 1 year with a focus on maintaining higher credit quality and higher accruals. It further aims to capture opportunities in Money Market instruments with better liquidity.
  • Strong Investment Processes
    Bank of India Investment Managers Private Limited has established strong investment processes in line with regulatory limits and the best practices.
  • Our Investment Philosophy
    GUIDED BY RESEARCH, DRIVEN BY RESULTS!
    Captures a balanced approach by leveraging thorough research to make informed, strategic moves while focusing on achieving results.
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  • Application Form
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  • Product Presentation

Riskometer

Scheme Riskometer:

Investor understand that their principal will be at very high risk

 

    The above Riskometer is based on the portfolio as on 30th June, 2026.

    This product is suitable for investors who are seeking*:

  1. Regular income over short to medium term.
  2. Investment in Money Market instruments with maturity upto one year.

    3. As per AMFI, Tier I Benchmark is CRISIL Money Market A-1 Index.

 

Investor understand that their principal will be at very high risk

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The above Benchmark Riskometer is based on the portfolio as on 30th June, 2026.

Potential Risk Class Matrix
Credit Risk Relatively Low (Class A) Moderate (Class B) Relatively High (Class C)
Interest rate Risk
Relatively Low (Class I) B-1
Moderate (Class II)
Relatively High (Class III)
 

Top 10 Portfolio Holdings

Portfolio Details % to Net Assets
Government of India 11.1%
Punjab National Bank 10.6%
Small Industries Dev Bank of India 10.3%
HDFC Bank Limited 10.3%
National Bank For Agriculture and Rural Development 10.3%
ICICI Bank Limited 8.0%
Canara Bank 6.9%
Axis Bank Limited 5.8%
Axis Finance Limited 5.7%
Kotak Securities Limited 5.7%

Credit Profile

95.3%
A1+
11.1%
SOV
-9%
Others*
2.6%
TREPS

Asset Allocation

95.3%
Money Market Instruments
11.1%
GOVERNMENT BOND AND TREASURY BILL
0.2%
CDMDF
-6.6%
Cash & Other Receivables
  • Scheme
  • Benchmark

Fund Performance

Total Expense Ratio

Performance for Regular-Growth Plan

Fund performance: NAV, scheme/benchmark returns, and current value of a standard investment of Rs 10000, by period
Current Value of Standard Investment of Rs 10000 in the
Date NAV Per Unit(Rs.) Scheme Returns(%)^ Benchmark Returns #(%) Additional Benchmark Returns # #(%) Scheme (Rs) Benchmark #(Rs) Additional Benchmark # # (Rs)
7 Days 10.8301 7.61 % 7.37 % 1.77 % 10014 10014 10003
15 Days 10.8427 0.72 % 3.37 % 0.24 % 10003 10014 10001
30 Days 10.8293 1.93 % 3.61 % 1.34 % 10015 10028 10011
3 Months 10.7226 4.61 % 5.23 % 2.62 % 10113 10128 10065
6 Months 10.5843 4.96 % 5.23 % 3.33 % 10244 10257 10195
1 year 10.2764 5.54 % 5.66 % 3.96 % 10554 10566 10396
3 years NA NA NA NA NA NA NA
5 years NA NA NA NA NA NA NA
10 years NA NA NA NA NA NA NA
Since inception 10.0000 6.37 % 6.25 % 5.19 % 10846 10406 10391

^ Past performance may or may not be sustained in the future
CRISIL Money Market A-I Index
CRISIL 1 Year T-Bill Index


^ Past performance may or may not be sustained in the future. Date of Allotment - February 04, 2025
Above returns are in Compounded Annual Growth Rate (CAGR).
@ In case, the start date or the end date of the concerned period is a non-business day, the NAV of the previous business day is considered for computation of returns.

1. Mr. Mithraem Bharucha has been managing this scheme w.e.f. February 04, 2025. In addition to this scheme, he manages 4 open ended schemes and co-manages 1 open ended scheme of Bank of India Mutual Fund.
2. Period for which scheme’s performance has been provided is computed basis on last day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.

IDCW History (Regular Plan - Annual Dividend)

Record Date Dividend (`/Unit)
27-March-20260.02016960
27-March-20260.02016960
27-April-20260.07216700
27-April-20260.07216700
CLICK HERE TO VIEW THE IDCW HISTORY