Data as on 04th feb 2025

Bank Of India Money Market Fund

  • Fund Type : An open ended debt scheme investing in money market instruments. A Relatively Low interest rate risk and Moderate Credit Risk
    Entry Load : Nil
    Date of Allotment : February 04, 2025
    Features : Liquity SIP SWP STP
  • Benchmark :
    Tier 1: CRISIL Money Market A-1 Index
    Exit Load :
    Nil

Investment Objective

The investment objective is to generate returns with reasonable liquidity to the unitholders by investing in money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.

Fund Manager

  • Mr. Mithraem Bharucha

    BMS and MBA

    ALOK SINGH
    See detail
 

Fund Highlights

  • Why should you invest in this fund?
    The fund will invest in Certificate of Deposits (CDs), Commercial Bills (CB), Treasury Bills and Government Securities having maturity upto 1 year with a focus on maintaining higher credit quality and higher accruals. It further aims to capture opportunities in Money Market instruments with better liquidity.
  • Strong Investment Processes
    Bank of India Investment Managers Private Limited has established strong investment processes in line with regulatory limits and the best practices.
  • Our Investment Philosophy
    GUIDED BY RESEARCH, DRIVEN BY RESULTS!
    Captures a balanced approach by leveraging thorough research to make informed, strategic moves while focusing on achieving results.
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  • Click here for SID 
  • Application Form
  • One Pager
  • Product Presentation

Riskometer

Scheme Riskometer:

 

    The above Riskometer is based on the portfolio as on 31st January 2026.

    This product is suitable for investors who are seeking*:

  1. Regular income over short to medium term.
  2. Investment in Money Market instruments with maturity upto one year.

    3. As per AMFI, Tier I Benchmark is CRISIL Money Market A-1 Index.

 

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The above Benchmark Riskometer is based on the portfolio as on 31st January 2026.

Potential Risk Class Matrix
Credit Risk Relatively Low (Class A) Moderate (Class B) Relatively High (Class C)
Interest rate Risk
Relatively Low (Class I) B-1
Moderate (Class II)
Relatively High (Class III)
 

Top 10 Portfolio Holdings

Portfolio Details % to Net Assets
Government of India 11.0%
National Bank For Agriculture and Rural Development 9.8%
HDFC Bank Limited 9.3%
Small Industries Dev Bank of India 8.0%
Union Bank of India 7.8%
Canara Bank 7.4%
Punjab National Bank 6.2%
Bank of Baroda 6.1%
Axis Bank Limited 5.6%
Power Finance Corporation Limited 5.2%

Credit Profile

60.5
AA
16.6
A1+
12.3
TREPS
10.7
Others*

Asset Allocation

50.3%
Money Market Instruments
36%
Corporate Debt
11.1%
Government Bond And Treasury Bill
2.3%
Cash & Other Receivables
0.3%
Corporate Debt Market Development Fund
  • Scheme
  • Benchmark

Fund Performance

Total Expense Ratio

Performance(Regular Plan - Growth Option & Direct Plan - Growth Option)

Current Value of Standard Investment of Rs 10000 in the
Period NAV Per Unit (Rs.) Scheme Benchmark Additional Benchmark Returns Schemes Benchmarkrs Additional Benchmark
7 Days 10.6498 4.90 % 5.19 % 3.57 % 10009 10010 10007
15 Days 10.6431 3.82 % 4.18 % 1.49 % 10015 10017 10006
30 Days 10.6340 2.95 % 3.50 % 1.47 % 10024 10028 10012
3 Months 10.5360 4.71 % 4.82 % 3.46 % 10115 10118 10085
6 Months 10.3938 5.10 % 5.24 % 3.85 % 10253 10259 10283
1 year NA NA NA NA NA NA NA
3 years NA NA NA NA NA NA NA
5 years NA NA NA NA NA NA NA
10 years NA NA NA NA NA NA NA
Since inception 10.0000 6.67 % 6.41 % 5.72 % 10660 10406 10391

^ Past performance may or may not be sustained in the future
# CRISIL Credit Risk Debt B-II Index
# # CRISIL 10 Year Gilt Index

^ Past performance may or may not be sustained in the future.
Above returns are in Compounded Annual Growth Rate (CAGR).
@ In case, the start date or the end date of the concerned period is a non-business day, the NAV of the previous business day is considered for computation of returns.

2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.

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