Bank Of India Money Market Fund

Data as on 04^th feb 2025

Fund Type : An open ended debt scheme investing in money market instruments. A Relatively Low interest rate risk and Moderate Credit Risk

Entry Load : Nil

Date of Allotment : February 04, 2025

Features : Liquity SIP SWP STP
Benchmark :
Tier 1: CRISIL Money Market A-1 Index

Exit Load :
Nil

Product Presentation Product Leaflet

Investment Objective

The investment objective is to generate returns with reasonable liquidity to the unitholders by investing in money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.

Fund Manager

Mr. Mithraem Bharucha

BMS and MBA

See detail

Over 13 years of experience in Fixed Income market domain, Investment strategy development

Fund Highlights

Why should you invest in this fund?
The fund will invest in Certificate of Deposits (CDs), Commercial Bills (CB), Treasury Bills and Government Securities having maturity upto 1 year with a focus on maintaining higher credit quality and higher accruals. It further aims to capture opportunities in Money Market instruments with better liquidity.
Strong Investment Processes
Bank of India Investment Managers Private Limited has established strong investment processes in line with regulatory limits and the best practices.
Our Investment Philosophy
GUIDED BY RESEARCH, DRIVEN BY RESULTS!
Captures a balanced approach by leveraging thorough research to make informed, strategic moves while focusing on achieving results.
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Product Presentation

Riskometer

Scheme Riskometer:

Investor understand that their principal will be at very high risk

The above Riskometer is based on the portfolio as on 31st August 2026.

This product is suitable for investors who are seeking*:

Regular income over short to medium term.
Investment in Money Market instruments with maturity upto one year.

As per AMFI, Tier I Benchmark is CRISIL Money Market A-1 Index.

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The above Benchmark Riskometer is based on the portfolio as on 31st August 2026.

Potential Risk Class Matrix
Credit Risk	Relatively Low (Class A)	Moderate (Class B)	Relatively High (Class C)
Interest rate Risk	Relatively Low (Class A)	Moderate (Class B)	Relatively High (Class C)
Relatively Low (Class I)		B-1
Moderate (Class II)
Relatively High (Class III)

Top 10 Portfolio Holdings

Portfolio Details	% to Net Assets
Government of India	10.6%
ICICI Bank Limited	10.4%
National Bank For Agriculture and Rural Development	9.8%
Punjab National Bank	7.9%
Union Bank of India	6.6%
Kotak Mahindra Bank Limited	5.5%
Axis Bank Limited	5.5%
Axis Finance Limited	5.5%
Kotak Securities Limited	5.5%
HDFC Bank Limited	5.5%

Credit Profile

88.5%

A1+

10.6%

SOV

0.7%

TREPS

0.2%

Others*

Asset Allocation

89%

Money Market Instruments

9.9%

GOVERNMENT BOND AND TREASURY BILL

0.9%

Cash & Other Receivables

0.3%

CDMDF

Fund Performance

Scheme
Benchmark

Total Expense Ratio

Performance for Regular-Growth Plan

					Current Value of Standard Investment of Rs 10000 in the
Date	NAV Per Unit(Rs.)	Scheme Returns(%)^	Benchmark Returns #(%)	Additional Benchmark Returns # #(%)	Scheme (Rs)	Benchmark #(Rs)	Additional Benchmark # #(Rs)
7 Days	11.0588	8.77 %	7.57 %	4.13 %	10016	10014	10008
15 Days	11.0519	4.95 %	5.05 %	3.11 %	10023	10023	10014
30 Days	11.0146	6.71 %	6.52 %	4.21 %	10055	10054	10035
3 Months	10.8459	8.29 %	7.54 %	5.54 %	10207	10189	10140
6 Months	10.7226	6.53 %	6.45 %	4.12 %	10326	10322	10217
1 year	10.4343	6.16 %	6.10 %	4.32 %	10616	10610	10432
3 years	NA	NA	NA	NA	NA	NA	NA
5 years	NA	NA	NA	NA	NA	NA	NA
10 years	NA	NA	NA	NA	NA	NA	NA
Since inception	10.0000	6.72 %	6.50 %	5.27 %	11077	10406	10391

^ Past performance may or may not be sustained in the future
CRISIL Money Market A-I Index
CRISIL 1 Year T-Bill Index

^ Past performance may or may not be sustained in the future. Date of Allotment - February 04, 2025
Above returns are in Compounded Annual Growth Rate (CAGR).
@ In case, the start date or the end date of the concerned period is a non-business day, the NAV of the previous business day is considered for computation of returns.

1. Mr. Mithraem Bharucha has been managing this scheme w.e.f. February 04, 2025. In addition to this scheme, he manages 4 open ended schemes and co-manages 1 open ended scheme of Bank of India Mutual Fund.
2. Period for which scheme’s performance has been provided is computed basis on last day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.