Bank of India Consumption Fund| Bank of India Mutual Fund

Data as on 04^th feb 2025

Bank Of India Consumption Fund

Fund Type : An open ended equity scheme investing in consumption theme

Entry Load : Nil

Date of Allotment : 20 December, 2024

Features : Liquity SIP SWP STP
Benchmark :
Nifty India Consumption Total Return Index (TRI)
Exit Load :
- If redeemed /switched-out within 3 months from the date of allotment: For 10% of investments-:Nil For remaining investments: 1%
- If redeemed/switched-out aft er 3 months from the date of allotment: Nil
Product Leaflet

Investment Objective

The Investment objective of the Scheme is to provide long-term capital appreciation from an actively managed portfolio of equity and equity related securities of companies engaged in consumption and consumption related sector or allied sectors. However, there is no assurance that the investment objective of the Scheme will be achieved.

*This scheme is new and does not have any performance track record.

Fund Manager

Nitin Gosar
B.M.S and MS Finance (ICFAI)

See detail
More than 16 years of Experience in equity Research and Fund Management.

Fund Highlights

Invests in India’s growing household consumption basket
Capture India’s growth story and evolving consumer trends
Resilient sectors driven by consumer demand
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Riskometer

Scheme Riskometer:

Investor understand that their principal will be at very high risk

The above Riskometer is based on the portfolio as on 30th June, 2026.

This product is suitable for investors who are seeking*:

Long term capital appreciation
An equity scheme investing in equity & equity related securities of companies engaged in consumption and consumption related sector or allied sectors.

Nifty India Consumption TRI

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The above Benchmark Riskometer is based on the portfolio as on 30th June, 2026.

Top 10 Portfolio Holdings

Portfolio Details	% to Net Assets
Bharti Airtel Limited	10.1%
ITC Limited	8.8%
Britannia Industries Limited	6.7%
Mahindra & Mahindra Limited	5.0%
Dixon Technologies (India) Limited	4.8%
United Spirits Limited	4.7%
Maruti Suzuki India Limited	4.5%
FSN E-Commerce Ventures Limited	4.0%
Stylam Industries Limited	3.0%
Tips Music Limited	2.9%

Sector Allocation

Portfolio weight (%)
Benchmark weight (%)

Underweight / overweight
against benchmark

Fund Performance

Scheme
Benchmark

Total Expense Ratio

Performance for Regular-Growth Plan

					Current Value of Standard Investment of Rs 10000 in the
Date	NAV Per Unit(Rs.)	Scheme Returns(%)^	Benchmark Returns #(%)	Additional Benchmark Returns # #(%)	Scheme (Rs)	Benchmark #(Rs)	Additional Benchmark # #(Rs)
1 Year	10.6800	4.96 %	3.84 %	-0.43 %	10496	10384	9957
3 Years	NA	NA	NA	NA	NA	NA	NA
5 Years	NA	NA	NA	NA	NA	NA	NA
10 Years	NA	NA	NA	NA	NA	NA	NA
Since inception	10.0000	7.33 %	5.68 %	3.38 %	11210	10932	10550

^ Past performance may or may not be sustained in the future
# Nifty India Consumption TRI
# # Nifty 50 TRI

Above returns are in Compounded Annual Growth Rate (CAGR).
@ In case, the start date or the end date of the concerned period is a non-business day, the NAV of the previous business day is considered for computation of returns.

1. Mr. Nitin Gosar has been managing these fund since inception. In addition to this scheme, he manages 3 open ended schemes of Bank of India Mutual Fund.
2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.