Data as on 04th feb 2025

Bank Of India LIQUID FUND

  • Fund Type : An Open Ended Liquid Scheme. A Relatively Low Interest Rate Risk and Moderate Credit Risk.
    Entry Load : Nil
    Date of Allotment : July 16, 2008
    Features : Liquity SWP STP
  • Benchmark :
    Tier 1: CRISIL Liquid Debt A-I Index
    Exit Load :
    Investor exit upon Subscription Exit Load(as a % of redemption proceeds)
    1 day 0.0070%
    2 days 0.0065%
    3 days 0.0060%
    4 days 0.0055%
    5 days 0.0050%
    6 days 0.0045%
    7 days or more Nil

Investment Objective

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns.There is no assurance that the investment objective of the scheme will be achieved.

Fund Manager

  • Mr. Mithraem Bharucha

    BMS and MBA

    Mithraem Bharucha
    See detail

Fund Highlights

  • Open-ended liquid scheme suitable for short-term deployment of funds.
  • Bank of India Liquid Fund operates on the principles of safety, liquidity and returns where capital preservation is of utmost importance.
  • It is an ideal investment avenue for very short-term parking of excess liquidity.
  • Maintains a very low portfolio duration to meet any liquidity requirements, while endeavoring to preserve capital.
  • Click here for KIM
  • Click here for SID

Riskometer

Scheme Riskometer:

 

The above Riskometer is based on the portfolio as on February 28, 2025.

This product is suitable for investors who are seeking*:

  • Income over short term.
  • Investment in Debt and Money Market Instruments.

Benchmark Riskometer: Tier 1: CRISIL Liquid Debt A-I Index :

The above Benchmark Riskometer is based on the portfolio as on February 28, 2025.

Potential Risk Class Matrix
Credit Risk Relatively Low (Class A) Moderate (Class B) Relatively High (Class C)
Interest rate Risk
Relatively Low (Class I) B-I
Moderate (Class II)
Relatively High (Class III)

Top 10 Portfolio Holdings

Portfolio Details % to Net Assets
Government of India 19.1%
Axis Bank Limited 7.4%
Bank of Baroda 7.1%
Canara Bank 7.1%
Union Bank of India 5.7%
ICICI Securities Limited 4.3%
LIC Housing Finance Limited 4.3%
HDFC Securities Limited 4.2%
Aditya Birla Finance Limited 2.8%
National Bank For Agriculture and Rural Development 1.4%

Credit Profile

77.1
A1+
19.1
SOV
3.1
Others*
0.8
TREPS

Asset Allocation

79.9%
Money Market Instruments
17.2%
Government Bond And Treasury Bill
2.7%
Cash & Other Receivables
0.2%
Corporate Debt Market Development Fund
  • Scheme
  • Benchmark

Fund Performance

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Total Expense Ratio

Performance(Regular Plan – Growth)
1 yr 7.4 % 7.2 %
3 yrs 6.7 % 6.6 %
5 yrs 5.4 % 5.5 %
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