Bank of India Banking & Financial Services Fund

Data as on 04^th feb 2025

Bank Of India Banking & Financial Services Fund

Fund Type : An open ended equity scheme investing in Banking & Financial Services Sector

Entry Load : NA

Date of Allotment : 30th January, 2026

Features : Liquity SIP SWP STP
Benchmark :
Nifty Financial Services Total Return Index
Exit Load :
- If redeemed/switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1%
- If redeemed/switched-out after 3 months from the date of allotment: Nil

Investment Objective

The investment objective of the scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of banking and financial services companies. However, there is no assurance that the investment objective of the scheme will be achieved.

Fund Manager

Mr. Nilesh Jethani

See detail
Nilesh Jethani joined Bank of India Investment Managers in November 2021 and has more than 9 years of experience in equity research across the BFSI, IT, and capital goods sectors.

Fund Highlights

Invest predominantly in Banking & Financial Services companies to maintain stability and growth
Participate in high growing segments within Financial Services such as Capital Markets, Insurance and Digital first approach Fintechs.
Identify businesses with pristine execution track record with high ROE within each sub-segment
Investment remains market capitalisation agnostic
Top down and bottom-up approach
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Riskometer

Scheme Riskometer:

Investors understand that their principal will be at very high risk.

This product is suitable for investors who are seeking*:

Long term capital appreciation
Investment predominantly in a portfolio of equity and equity related securities of companies engaged in banking and financial services activities.

Benchmark Riskometer:

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The Riskometer is of NFO and may change once the fund reopens

The above Benchmark Riskometer is based on the portfolio as on July 31, 2026.

Top 10 Portfolio Holdings

Portfolio Details	% to Net Assets
ICICI Bank Limited	13.2%
HDFC Bank Limited	11.1%
State Bank of India	8.6%
Bajaj Finance Limited	4.2%
Shriram Finance Limited	3.8%
ICICI Prudential Asset Management Company Limited	3.3%
TREPS / Reverse Repo Investments	3.3%
HDFC Asset Management Company Limited	3.1%
Indian Bank	3.0%
City Union Bank Limited	3.0%

Sector Allocation

Portfolio weight (%)
Benchmark weight (%)

Underweight / overweight
against benchmark

Fund Performance

Scheme
Benchmark

Total Expense Ratio

Performance for Regular-Growth Plan

					Current Value of Standard Investment of Rs 10000 in the
Date	NAV Per Unit(Rs.)	Scheme Returns(%)^	Benchmark Returns #(%)	Additional Benchmark Returns # #(%)	Scheme (Rs)	Benchmark #(Rs)	Additional Benchmark # #(Rs)
6 Months	10.0200	-4.80 %	-4.03 %	-5.98 %	9760	9799	9702
1 year	NA	NA	NA	NA	NA	NA	NA
3 years	NA	NA	NA	NA	NA	NA	NA
5 years	NA	NA	NA	NA	NA	NA	NA
10 years	NA	NA	NA	NA	NA	NA	NA
Since inception	10.0000	-4.39 %	-4.01 %	-5.95 %	9778	9797	9697

^ Past performance may or may not be sustained in the future
NIFTY financial Services TRI
Nifty 50 TRI

^ Past performance may or may not be sustained in the future. *Date of Allotment - 30th January, 2026.
Above returns are on Simple Annualized Return.
@ In case, the start date or the end date of the concerned period is a non-business day, the NAV of the previous business day is considered for computation of returns.

1. Mr. Nilesh Jethani has been managing this scheme from 30th January, 2026. In addition to this, he manages 7 other open-ended schemes and co-manages 2 scheme of Bank of India Mutual Fund.
2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.