Data as on 30th April 2024

Bank Of India Mid & Small Cap Equity & Debt Fund

  • Fund Type : An Open Ended Hybrid Scheme investing predominantly in equity and equity related instruments
    Entry Load : Nil
    Date of Allotment : July 20, 2016
    Features : Liquity SIP SWP STP
  • Benchmark :
    70% Nifty Midsmallcap 400 Index TRI + 30% Crisil Short Term Bond Fund Index
    Exit Load :
    • For redemption/switch out of initial units allotted within 3 months from the date of allotment :1% Exit Load
    • Any redemption/switch out from the date of allotment of units after 3 months: NIL

Investment Objective

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities. However there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

Fund Manager

  • Alok Singh

    CFA and PGDBA from ICFAI Business School.

    Alok Singh  
    See detail

Fund Highlights

  •  An open-ended equity fund which invests between 65 to 80% in mid & small cap equities and the remaining in fixed income securities.
  • Ideal for those who have an investment horizon of 3+ years.
  • By investing in a mix of mid cap equities and debt, the debt instruments offer a cushion and helps reduce the volatility of the portfolio.
  • Endeavors to provide higher return than traditional balanced funds and with lower volatility as compared to pure mid & small cap equity funds
  • Click here for KIM
  • Click here for SID

Riskometer

Scheme Riskometer:

The above Riskometer is based on the portfolio as on April, 2024.

This product is suitable for investors who are seeking*:

<ul> <li> Long term capital appreciation and income distribution</li> <li>Equity fund investing in Mid &amp; Small Cap equity and equity related securities (not part of the top 100 stocks by market capitalization) as well as fixed income securities</li> </ul>

Benchmark Riskometer: 70% Nifty Midsmallcap 400 Index TRI + 30% Crisil Short Term Bond Fund Index:

<!--<ul> <p>The above Riskometer is based on the portfolio as on October 31, 2021.</p> <li> Long term capital appreciation and income distribution.</li> <li> Equity fund investing in Mid &amp; Small Cap equity and equity related securities (not part of the top 100 stocks by market capitalization ) as well as fixed income securities.</li> </ul> <p>*Investor should consult their financial advisor if they are not clear about the suitability of the product.</p>-->

Top 10 Portfolio Holdings

Portfolio Details % to Net Assets
National Bank For Agriculture and Rural Development 4.5%
Government of India 4.4%
Jindal Stainless Limited 3.0%
Small Industries Dev Bank of India 3.0%
Oil India Limited 2.8%
Castrol India Limited 2.5%
Clearing Corporation of India Ltd 2.2%
Power Finance Corporation Limited 2.2%
UNO Minda Limited 2.2%
Indian Railway Finance Corporation Limited 2.0%

Credit Profile

72.8
Equity
12
AAA
7.8
A1+
4.4
SOV
2.2
TREPS
0.7
Others*

Asset Allocation

69.6%
Equity Holdings
13.1%
Money Market Instruments
7.5%
Government Bond And Treasury Bill
4.3%
Cash & Other Receivables
3.2%
Corporate Debt
2.4%
Reduced Face Value Bonds - Non Amortisation
  • Scheme
  • Benchmark

Fund Performance

Total Expense Ratio

Performance(Regular Plan – Growth)
1 yr 39.4 % 36.0 %
3 yrs 20.0 % 20.1 %
5 yrs 27.4 % 24.2 %

IDCW History(Regular Plan- Regular IDCW)

Record Date IDCW (`/Unit)
26-March-2018 0.75
29-July-2021 0.80
CLICK HERE TO VIEW THE IDCW HISTORY
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